Guides

Furniture Leasing in Singapore

You may have found an ideal place to rent but it is not furnished, or the current furniture is not to your liking. What about furniture leasing? With furniture leasing, you can either choose from the current selection of furniture from the leasing company or simply choose any item from any store in any city. Most furniture leasing companies will be willing to buy the furniture for you and include it in...

10 Must-Fix Areas of Your Home Before / When Selling

What should you fix? Anything that a prospective home buyer will think should be in working order on the day of sale, including:  All appliances. These include air-conditioners, furnace, boiler and hot water heater. They don't have to be new, but everything should be in working order. Clean out lint from the dryer. Make sure the ice maker is working properly. Install new air filters in your heating and...

Small Defects Become Big Turnoff for Home Buyers

One of the biggest mistakes home sellers make is listing a home with obvious, although small, problems. Any house -- even a brand-new house -- needs fixing from time to time. It's just that buyers don't want to be reminded of this obvious truth when it comes time to plunk down their cash. Most buyers would rather believe that their home is going to be fine, and for the money they're paying, they'd prefer...

Not to Do(s) When Financing / Refinancing

If you are looking to finance or refinance your home, here are a few things NOT TO DO: Don’t Kick The Tires. How much you put down, credit affects your interest rate. It drives lenders crazy to pick up the phone and be asked what their best rate is. How much you put down on your home and how good your credit is directly affecting the interest rate on your loan. You can shop for rates, but be prepared to...

Intro to Project Management

Project management in its modern form began to develop only a few decades ago. Businesses and organizations began to realize the benefits of organizing work into projects and the importance of communication and integration of work across the different departments and professions.  The project management cycle involves five phases: initiating, planning, executing, controlling and closing. The Chartered...

Six real estate investing principles

There are real estate investing "tricks" and techniques that you may know, or want to know. There are new ways of doing things that are worth learning. Knowing about the latest types of financing is another way can also help. Before all of these, however, you need to learn some basic principles. Here are six of them. 1. Build relationships. 2. Understand the numbers. 3. Reduce risk. 4. Be prepared. 5. Set...

Understanding Districts in Singapore

District 01, 02: City (Raffles Place, Chinatown) District 03: City (Alexandra, Tiong Bahru, Queenstown) District 04, 05, 06: South West (Telok Blangah, Mount Faber, Buona Vista, Dover) District 07, 08: Central (Beach Road, Rochor, Little India, Race Course, Serangoon Road) District 09: City (Orchard, River Valley, Kim Seng, Tanglin) District 10: Central (Bukit Timah, Holland) District 11: Central...

Guide on Enbloc Sale

What is Enbloc Sale? Enbloc = in a lump; as a whole Thus, an Enbloc Sale basically means: all owners of separate units in an apartment, condominium or even an office building, coming together to collectively sell their properties to a developer for comprehensive redevelopment. Why Enbloc Sale? allows owners to sell their properties for at a higher price than they could fetch by selling individually...

Considering factors when getting a property

Planning to get a property? The following pointers may be useful:- Objectives. Determine your reason in buying a property. Is it for investment or for a home? For investment reasons, you need to be clear as the returns will be different for different types of property. Location. Decide beforehand on a few likely places that you'd like to live in. Take into account things like the distance to work,...

Choosing the right loan

Rates are among the most important criteria when choosing a home loan. Other factors include one’s financial situation, risk appetite, and the need for flexibility. You should also consider issues such as lock-in periods, legal fee subsidies, stamp fees, valuation, insurance, processing fee and legal fees. Most importantly, one must choose a bank that they are comfortable in doing business...

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